Star Child Plan
AEGON Religare Child Plans are life insurance plans that can help you save for your child’s future goals. This plan comes with a Waiver of premium feature, which guarantees to waive all future premiums in event of your demise, and ensures that your child receives full sum assured immediately and 100% of fund value on maturity of policy.
Your dream has always been to see your children outshine your dreams. To be able to meet their needs and aspirations is what you always strive towards. Life, if systematically managed, can keep changing for the better leading to a more secure future for your children. AEGON Religare Star Child Plan aims to help you in doing just that. It not only makes provisions for your children’s future but also ensures that their future remains secured. With the help of our Life Agent, fill out the Life Planner that will help you take the steps to having your own plan.
waiver of Premium
In the event of your unfortunate demise we waive off all future premiums due.
Other Features and Benefits
Invest Protect Option
If you opt for Invest Protect option, it will not only help you gain from your investment but also minimize the risk of returns as your policy nears maturity. It aims to protect your money by systematically shifting the Fund from the Enhanced Equity Fund to the Secure Fund during the last 3 policy years.
Auto-rebalancing
At the end of every policy year, this feature automatically rebalances the allocation of your investments in various funds to the original proportions you had chosen.
Special Units
The special units will be added to your account at the end of 9th policy year and at the end of every 3rd year thereafter. The value of special unit would be equal to 2.10% of the average fund value of the last 36 months before the allotment of special units.
Premium Re-direction
Premium Re-direction feature allows you to alter the premium allocation made by you in different funds.
Switch
This feature helps you shift your investments from one fund to another. Four switches are free in a policy year.
Maturity
On maturity, you receive the fund value existing on maturity date. If you do not wish to take the entire maturity amount at one go, you can avail of the Settlement Option.
4 Fund Options
You have the option of choosing from 4 funds – Secure, Debt, Balanced and Enhanced Equity Fund.
Partial Withdrawal
You or the nominee after death of the Life Assured can partially withdraw your money after first 3 policy years. The maximum amount of partial withdrawal in any policy year is 50% of the fund value at the beginning of that policy year. You can also avail of AEGON Religare Star Child Plan’s Systematic Partial Withdrawal facility by which we redeem units periodically from your unit account and credit the money to your bank account. You can opt for systematic partial withdrawal frequency, say monthly or quarterly for the duration you choose.
Settlement Option
Under this option, you or the nominee after death of the Life Assured, receive maturity proceeds in instalments over a period you choose (not exceeding 5 years). Investment risk during the settlement period is borne by you.
Surrender
You can surrender the policy anytime after the first 3 policy years. Surrender value is fund value minus the surrender charges. The charges will depend up on the period for which you have paid your premiums. The policy can not be surrendered after death of the Life Assured. There is no charge if the policy is surrendered after 5 policy years.
Death
In case of your unfortunate demise during the term of the policy, the nominee will receive the Sum Assured. On payment of Sum Assured, the units in the policy account remains invested but, the base cover and other covers under all riders attached with the policy will stop. However, all future premiums due after death of the assured parent, will be waived and paid by the Company into the policy unit account on their respective due dates. For polices lapsed in first 3 years, the death benefit will be the fund value.
In case of child’s or nominee’s death: If the child or nominee die after the assured parent’s death, the policy continues and the future premiums will be paid by the Company.
Tax Benefits
Section 80C, 10 (10D) of the Income Tax Act, 1961 would apply. Premiums paid for AEGON Religare CI Rider may qualify for a deduction under Section 80D of the Income Tax Act, 1961. Consult your tax advisor for confirmation.
Friday, January 22, 2010
Aegon Religare Level term Plans
Term insurance is the most inexpensive way to purchase a substantial death benefit on a coverage amount per premium rupies basis. life insurance or term assurance is life insurance which provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments and/or conditions. If the insured dies during the term, the death benefit will be paid to the beneficiary. Term life insurance is the original form of life insurance and can be contrasted to permanent life insurance such as whole life, universal life, and variable universal life. Unlike permanent life insurance policies guarantee coverage at fixed premiums for the lifetime of the covered individual. Additionally many permanent life insurance products build a predetermined cash value over the life of the contract available for later withdrawal by the client under specific conditions. However on most cash value policies like Whole Life insurance the only way to receive the "savings" is to cash out the policy. The beneficiaries receive the face value of the insurance but NEVER the cash value with Whole Life policies. That is one reason that most experts advise families to buy term insurance
Features and Benefits
Enhanced Sum Assured
There are some special occasions in life such as your marriage or the birth of your child that need your support. On such occasions this policy gives you the option to increase your Sum Assured. This increase in the sum assured is subject to a maximum of 50% of the sum assured or Rs 10 lakh (whichever is lower), without the hassle of going through a medical examination or any other underwriting requirements.
Grace period
You are allowed to pay premiums within 30 days from the due date. If a due premium is not received within the grace period, your policy will lapse and the life insurance cover, including the rider cover, if any, will be terminated.
Lapsed Policy Reinstatement
You can reinstate your lapsed policy any time (within 2 years from the due date of the first unpaid premium) by paying all the due premiums.
Free Look Cancellation
In case, you are not satisfied, you may choose to cancel the policy within 15 days of receiving the policy documents. Upon such cancellation, you will be paid back the premiums minus the cost of stamp duty, medical reports and proportionate premium for the period for which the risk was covered.
Death: Incase of unfortunate demise, the benefit payable to nominee is sum assured and it does not change during the term of the contract.
Tax Benefits
Section 80C, 10 (10D) of the Income Tax Act, 1961 would apply. Premiums paid for AEGON Religare CI Rider may qualify for a deduction under Section 80D of the Income Tax Act, 1961. Consult your tax advisor for confirmation.
Features and Benefits
Enhanced Sum Assured
There are some special occasions in life such as your marriage or the birth of your child that need your support. On such occasions this policy gives you the option to increase your Sum Assured. This increase in the sum assured is subject to a maximum of 50% of the sum assured or Rs 10 lakh (whichever is lower), without the hassle of going through a medical examination or any other underwriting requirements.
Grace period
You are allowed to pay premiums within 30 days from the due date. If a due premium is not received within the grace period, your policy will lapse and the life insurance cover, including the rider cover, if any, will be terminated.
Lapsed Policy Reinstatement
You can reinstate your lapsed policy any time (within 2 years from the due date of the first unpaid premium) by paying all the due premiums.
Free Look Cancellation
In case, you are not satisfied, you may choose to cancel the policy within 15 days of receiving the policy documents. Upon such cancellation, you will be paid back the premiums minus the cost of stamp duty, medical reports and proportionate premium for the period for which the risk was covered.
Death: Incase of unfortunate demise, the benefit payable to nominee is sum assured and it does not change during the term of the contract.
Tax Benefits
Section 80C, 10 (10D) of the Income Tax Act, 1961 would apply. Premiums paid for AEGON Religare CI Rider may qualify for a deduction under Section 80D of the Income Tax Act, 1961. Consult your tax advisor for confirmation.
Wednesday, January 20, 2010
AEGON Religare Invest Maximiser
AEGON Religare Invest Maximiser Plan is a ULIP with the highest IRR currently available in the industry. In other words, this plan has the lowest charges which help the customer maximise their investments.
AEGON Religare Invest Maximiser Plan offers the following unique benefits.
The minimum entry age is 90 days and maximum being 50 years with a minimum annualised premium of Rs 12,000.
It offers the lowest premium allocation charge in the industry. The charges are at 5% for the first year and 2% from second to fourth year. There are no charges starting fifth year of the policy.
It offers guaranteed special units to the policyholders starting from the end of the 10th policy year, and every 3rd year thereafter.
It offers a life cover of 5 times the annualised premium.
The AEGON Religare Invest Maximiser Plan offers 12 free switches every year and allows free systematic partial withdrawal, in addition to partial withdrawals. Systematic partial withdrawals allow the policyholder to receive payments either monthly, quarterly or annually.
The customer also has the flexibility to pay premiums. The life cover does not lapse even if the policyholder stops paying the premium after three years.
There is no surrender charge if the policy is surrendered after the completion of the 4th policy year.
It offers tax benefits under section 80C and 10(10D). Money paid as premium is eligible for benefit under section 80C, and money received on maturity, death, surrender or withdrawal is exempt from tax under the section 10(10D).
AEGON Religare Life Insurance is the coming together of AEGON, one of the world’s largest life insurance and pension groups and Religare, one of India’s leading integrated financial services groups.
AEGON Religare Invest Maximiser Plan offers the following unique benefits.
The minimum entry age is 90 days and maximum being 50 years with a minimum annualised premium of Rs 12,000.
It offers the lowest premium allocation charge in the industry. The charges are at 5% for the first year and 2% from second to fourth year. There are no charges starting fifth year of the policy.
It offers guaranteed special units to the policyholders starting from the end of the 10th policy year, and every 3rd year thereafter.
It offers a life cover of 5 times the annualised premium.
The AEGON Religare Invest Maximiser Plan offers 12 free switches every year and allows free systematic partial withdrawal, in addition to partial withdrawals. Systematic partial withdrawals allow the policyholder to receive payments either monthly, quarterly or annually.
The customer also has the flexibility to pay premiums. The life cover does not lapse even if the policyholder stops paying the premium after three years.
There is no surrender charge if the policy is surrendered after the completion of the 4th policy year.
It offers tax benefits under section 80C and 10(10D). Money paid as premium is eligible for benefit under section 80C, and money received on maturity, death, surrender or withdrawal is exempt from tax under the section 10(10D).
AEGON Religare Life Insurance is the coming together of AEGON, one of the world’s largest life insurance and pension groups and Religare, one of India’s leading integrated financial services groups.
Friday, December 25, 2009
Work at home, Online jobs, Part time jobs, home based jobs, internet jobs, Data Entry jobs
Dear Internet Friend, Welcome.
Nice to meet you through this website. This website is exclusively designed for Indians who wants to earn money through Home based internet jobs without any investment, who can spend only few hours in a day. Trust us, you will earn Rs. 50000 and more from this month.
What is the actual work?
The actual jobs is filling online data entry forms in the internet. We will be providing you simple Online Registration Forms. You have to fill those Online Registration Forms according to the instructions.
Is it easy to fill those registration forms?
Yes. These are very simple data entry forms and it is similar to creating an Email account in yahoo, hotmail or rediff. It takes less than 2 minutes to fill those forms. This is similar to Data entry jobs.
How much I can earn for filling each forms?
You can earn between Rs.50 to Rs.100 for each data entry form you fill. We have many categories of forms to fill. Based on the category, the rate will vary. On an average, you can earn Rs.75 for each form you fill.
Is this work available worldwide?
No. This work is available only for Indians. In future, we will recruit peoples from all over the world. You just need basic internet browsing knowledge.
What is the Qualification to do this work?
No need Extra qualification. Just basic Internet Browsing knowledge is enough to do this job.
How much time I need to work in the Internet ?
There is no hard and fast rules regarding the work. It depends on the number of hours you work. You can work at your convenient timings. But it is good at least you work 1 hour daily to earn a decent income.
When will I get the payment and what is the mode of payment?
You will be paid on or around 20th of every month for the previous month earnings. You will be paid only if your earnings is equal to or more than Rs.2000. If it is less than Rs.2000 for a particular month, then the amount will be added to the next month earnings. We pay you by Check.
How much I can earn per Month ?
Here is the simple Earning Estimate Chart for a month .
No. of forms daily 5
Average pay for each form Rs. 75
Average daily income Rs. 375
Monthly income Rs. 11250
Is there any other way to earn more money?
Yes. You can earn more money from our referral scheme. You can refer others to join this online form filling jobs. You will get 20% of your referral member earnings. Suppose if someone joins under your referral link and if he earns Rs.5000, you will get a commission of Rs.1000.
If you make 50 referrals/month, you can earn 50 X 1000 = Rs.50000/month for just referring others.
NOTE : You can earn more money in this referral scheme. So refer more and earn more.
How can I refer others?
All the referral scheme details are provided in the member login area. We provide you all the referral marketing tools, ideas, tips etc to increase your referral commissions.
Ok. I am Interested. How to join?
Thank you for your interest.
just mail me at harishthegreat79@yahoo.com
Dear Internet Friend, Welcome.
Nice to meet you through this website. This website is exclusively designed for Indians who wants to earn money through Home based internet jobs without any investment, who can spend only few hours in a day. Trust us, you will earn Rs. 50000 and more from this month.
What is the actual work?
The actual jobs is filling online data entry forms in the internet. We will be providing you simple Online Registration Forms. You have to fill those Online Registration Forms according to the instructions.
Is it easy to fill those registration forms?
Yes. These are very simple data entry forms and it is similar to creating an Email account in yahoo, hotmail or rediff. It takes less than 2 minutes to fill those forms. This is similar to Data entry jobs.
How much I can earn for filling each forms?
You can earn between Rs.50 to Rs.100 for each data entry form you fill. We have many categories of forms to fill. Based on the category, the rate will vary. On an average, you can earn Rs.75 for each form you fill.
Is this work available worldwide?
No. This work is available only for Indians. In future, we will recruit peoples from all over the world. You just need basic internet browsing knowledge.
What is the Qualification to do this work?
No need Extra qualification. Just basic Internet Browsing knowledge is enough to do this job.
How much time I need to work in the Internet ?
There is no hard and fast rules regarding the work. It depends on the number of hours you work. You can work at your convenient timings. But it is good at least you work 1 hour daily to earn a decent income.
When will I get the payment and what is the mode of payment?
You will be paid on or around 20th of every month for the previous month earnings. You will be paid only if your earnings is equal to or more than Rs.2000. If it is less than Rs.2000 for a particular month, then the amount will be added to the next month earnings. We pay you by Check.
How much I can earn per Month ?
Here is the simple Earning Estimate Chart for a month .
No. of forms daily 5
Average pay for each form Rs. 75
Average daily income Rs. 375
Monthly income Rs. 11250
Is there any other way to earn more money?
Yes. You can earn more money from our referral scheme. You can refer others to join this online form filling jobs. You will get 20% of your referral member earnings. Suppose if someone joins under your referral link and if he earns Rs.5000, you will get a commission of Rs.1000.
If you make 50 referrals/month, you can earn 50 X 1000 = Rs.50000/month for just referring others.
NOTE : You can earn more money in this referral scheme. So refer more and earn more.
How can I refer others?
All the referral scheme details are provided in the member login area. We provide you all the referral marketing tools, ideas, tips etc to increase your referral commissions.
Ok. I am Interested. How to join?
Thank you for your interest.
just mail me at harishthegreat79@yahoo.com
Thursday, July 23, 2009
AEGON Religare in India
AEGON’s businesses serve over 40 million customers in over 20 markets throughout the Americas, Europe and Asia, with major operations in the United States, the Netherlands and the United Kingdom। With headquarters in The Hague, the Netherlands, AEGON companies employ almost 32,000 people worldwide. The company’s common shares are listed on four stock exchanges: Amsterdam, London, New York and Tokyo. It manages EUR 351 billion in revenue generating investments. AEGON has more than 160 years of experience with its roots going back to 1844. It holds 26% equity in our company.
Religare is a diversified financial services group of India offering a multitude of investment options। Financial services which Religare offers can be broadly clubbed across three key verticals - Retail, Institutional and Wealth spectrums. Religare has also ventured into the alternative investments sphere through its holistic arts initiative and Film fund. With a view to expand, diversify and introduce offerings benchmarked against global best practices, Religare operates in the wealth management space under the brand name 'Religare Macquarie Private Wealth'. Religare has a pan India presence, 1837 locations across 498 cities and towns. It also currently operates from nine international locations following its acquisition of London's brokerage & investment firm, Hichens, Harrison & Co. plc. (Now Religare Hichens, Harrison Plc).
We launched our pan-India multi-channel operations in July, 2008 with over 30 branches spread across India। Our business philosophy is to help people plan their life better. We provide high quality advice to our customers and offer superior customer service.
We launched our pan-India multi-channel operations in July, 2008 with over 30 branches spread across India. Our business philosophy is to help people plan their life better. We provide high quality advice to our customers and offer superior customer service.
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