AEGON Religare Invest Maximiser

AEGON Religare Invest Maximiser Plan is a ULIP with the highest IRR currently available in the industry. In other words, this plan has the lowest charges which help the customer maximise their investments.

AEGON Religare Invest Maximiser Plan offers the following unique benefits.

The minimum entry age is 90 days and maximum being 50 years with a minimum annualised premium of Rs 12,000.
It offers the lowest premium allocation charge in the industry. The charges are at 5% for the first year and 2% from second to fourth year. There are no charges starting fifth year of the policy.
It offers guaranteed special units to the policyholders starting from the end of the 10th policy year, and every 3rd year thereafter.
It offers a life cover of 5 times the annualised premium.
The AEGON Religare Invest Maximiser Plan offers 12 free switches every year and allows free systematic partial withdrawal, in addition to partial withdrawals. Systematic partial withdrawals allow the policyholder to receive payments either monthly, quarterly or annually.
The customer also has the flexibility to pay premiums. The life cover does not lapse even if the policyholder stops paying the premium after three years.
There is no surrender charge if the policy is surrendered after the completion of the 4th policy year.
It offers tax benefits under section 80C and 10(10D). Money paid as premium is eligible for benefit under section 80C, and money received on maturity, death, surrender or withdrawal is exempt from tax under the section 10(10D).

AEGON Religare Life Insurance is the coming together of AEGON, one of the world’s largest life insurance and pension groups and Religare, one of India’s leading integrated financial services groups.